Credit Reviewer Commercial - Balikpapan

Join Adira Dinamika Multi Finance as a Commercial Credit Reviewer and become a key player in our financial ecosystem! We're seeking a detail-oriented professional to conduct comprehensive financing analyses, conduct client field surveys, and provide strategic credit recommendations. In this role, you'll work closely with our team of financial experts to assess the creditworthiness of potential borrowers, ensuring that our lending decisions are both sound and ethical. This is your chance to make a tangible impact on the financial health of our clients and the growth of Adira Dinamika Multi Finance.

Adira Dinamika Multi Finance is a trusted name in the financial services industry, known for our commitment to excellence and innovation. Located in the vibrant city of Balikpapan, we offer a dynamic work environment where your contributions will be valued and recognized. As a Commercial Credit Reviewer, you'll have the opportunity to leverage your expertise in financial analysis and client relations to drive our lending operations forward.

Every day, you'll dive into detailed financial data, analyze credit applications, and conduct thorough field surveys to gather firsthand information about our clients' businesses. Your insights will be crucial in helping us make informed lending decisions that support our clients' growth while maintaining the financial stability of our institution. Join us and be part of a team that's shaping the future of finance in Balikpapan.

📋 Tanggung Jawab Pekerjaan

• Conduct comprehensive credit analyses to assess the financial health and creditworthiness of potential borrowers.
• Perform client field surveys to gather firsthand information about the business and its operations.
• Provide strategic credit recommendations based on thorough analysis and field observations.
• Collaborate with the lending team to ensure that credit decisions align with our institution's risk management policies.
• Review and evaluate credit applications, financial statements, and other relevant documentation.
• Monitor and report on the performance of existing loans to identify potential risks and opportunities.
• Maintain accurate and up-to-date records of all credit-related activities and decisions.
• Stay informed about industry trends, regulatory changes, and best practices in credit analysis.

🎓 Kualifikasi & Syarat

• Bachelor's degree in Finance, Accounting, Economics, or a related field.
• Minimum of 3 years of experience in credit analysis, financial analysis, or a similar role.
• Strong knowledge of financial statements, credit scoring models, and risk assessment techniques.
• Proficiency in using financial analysis software such as Excel, Bloomberg, or similar tools.
• Excellent analytical and problem-solving skills with a keen attention to detail.
• Strong communication and interpersonal skills to effectively interact with clients and team members.
• Ability to work under pressure and meet tight deadlines.
• Certification in credit analysis or financial analysis is a plus.

🛠️ Keahlian

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